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What’s on our mind? You can read about it in our blog.  Our focus will be reinforcing sound financial decision making and planning. Whether it’s ideas from the investment world or concepts from the financial industry, you can read about it here. And once in a while, we may throw in information on local events. So keep checking in. We’re glad to have you reading along.

 

Wednesday, September 27, 2017

We are excited about our second financial literacy concert at Weeping Water High School on October 2. Here are some details, from the Plattsmouth Journal Star: Gooding Rock Band to Tune Weeping Water Students into Financial Literacy...

 

Friday, September 8, 2017

“Journalism never admits that nothing much is happening.” Mason Cooly Our office just received the most recent issue of Taste of Home magazine. We also subscribe to the Wall Street Journal for our clients to enjoy. You...

 

Friday, August 11, 2017

Most people think of retirement as an endpoint for their career or something that just happens when the time is right. The families that I work with tend to develop a different view of retirement, a series of goals or outcomes. At...

 

Thursday, July 27, 2017

This is a common question in a financial planning office. It seems an obvious “Yes”, but when one asks if something is good the corollary should always be Good for whom? and Good for what? Consider the photograph below:...

 

Friday, July 7, 2017

The Nebraska City Professional Center, where our offices are housed, includes VanderVeen and Goracke CPAs. As I write this blog post, many are out of the office. Including Kiel, who is on his way to Yellowstone with Mimi and her family...

 

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Friday, June 23, 2017

Remember verb (used with object) to recall to the mind by an act or effort of memory; think of again: to retain in the memory; keep in mind; remain aware of: to have (something) come into the mind again: to bear (a person) in mind as...

 

Wednesday, June 7, 2017

Last weekend I was able to get caught up on my reading list and starting this book: The Idea of Canada - Letters to a Nation by David Johnson. The book was a gift as a part of the Community Foundations of Canada Bi-Annual meeting I...

 

Friday, April 28, 2017

Gooding: Funding the Future at Nebraska City High School from Amber Kinnaman on Vimeo.

 

Friday, April 21, 2017

Last spring we posted a blog about key estate planning documents (see link). We hate to be a downer, but we are in the business of planning. Not being prepared for a tough life event can make the grieving process even more stressful....

 

Friday, April 7, 2017

When people talk about financial success or failure, they often talk about the stock they bought when they were twenty and haven’t let go of, or the big market crash they are still recovering from, or the change in jobs that set...

 

Friday, March 17, 2017

On Tuesday, March 28, we are hosting a concert at Nebraska City High School for the students. The music group Gooding will be performing and educating the kids on financial literacy. According to lead vocalist Gooding: “My job is...

 

Friday, February 24, 2017

Raising Financially Responsible Kids According to “Investopedia” the definition of financially responsible is: Living within your means. So, this translates to spending less than you make. Teaching young people to be...

 

Friday, February 10, 2017

Last week we discussed the idea of “Aging in Place”. Let us first define what the term means. We discussed the two options for aging in place last week: Move at a younger stage of life, perhaps when your children...

 

Friday, February 3, 2017

There is no place like home! Where will that be when you retire? My husband and I live in a circa 1900 commercial brick building with 23 steps up to our main living area. It just happened, and we love it. I really can’t imagine...

 

Friday, January 27, 2017

As the first month of 2017 comes to a close, it’s easy for Kiel and I to look back on 2016 as a great year for each of us, both in the business and personal realm. A big year, no doubt. For me, I passed my Series 7 exam and Bryan...

 

Friday, December 16, 2016

2016 is ending, which means you may need to think about a required minimum distribution. What: If you have a tax deferred account, the United States government would like to receive taxes on the income you made, at some point. That tax...

 

Thursday, December 8, 2016

2016 is ending, and the end/beginning of the year is always a good time to organize. Whether it be your garage or your electronic documents, picking one and diving in could result in a satisfying feeling of accomplishment. Papers and...

 

Tuesday, September 20, 2016

As a both an adult child and a parent, the reality of the “Boomerang” generation used to be fascinating to me, but now that I have friends experiencing this on the parental end, it makes me realize it could be a life event...

 

Friday, September 9, 2016

The last couple of blogs have been about planning for major life events. Most major life events, whether they have happed, like the birth of a child, or you anticipate them happening, like buying a fishing boat, need to be included in...

 

Friday, September 2, 2016

In this week’s blog post, we are going to discuss another major life event: planning for the birth of a child. This is most certainly an exciting time, and being prepared financially for this event is a way to alleviate stress...

 

Friday, August 26, 2016

As a wealth manager, planning ahead is a topic we often stress the importance of to our clients. Many things, like education and retirement, are exciting and rewarding to plan for. Unfortunately, there are other life events that are...

 

Friday, August 19, 2016

Over the past few weeks, I have written about both personal and non-personal factor effecting retirement. Factors over which you have no control, such as living longer, inflation, and the rising cost of healthcare, as well as factors...

 

Friday, August 5, 2016

Last week, we talked about some non-personal factors effecting retirement; issues like inflation, livinglonger, and rising health care costs. As a positive follow-up, this week and the next, I will be addressingsome factors you can...

 

Friday, July 29, 2016

One of the goals of our practice is to move our clients from their working life into their retirement life. It must be exciting, as well as overwhelming, to look at a calendar and pick a date to retire. We have some clients that have...

 

Friday, July 8, 2016

Cousins have always been some of my favorite relatives. Like siblings, but they don’t pass their chores off on you. One of my favorite cousins is Ron, probably because of our mutual love for plants. He and his family lived in a...

 

Friday, July 1, 2016

We returned from our honeymoon one day before the “Brexit” vote that took the world by surprise. We were blessed to be able to visit London, Venice, and Rome. During our time overseas, a few economic and cultural...

 

Friday, June 24, 2016

Getting married is a huge change in every aspect of your life, including, and perhaps especially, your financial life. I mention this because, according to way too many things I’ve read, and a SunTrust Bank study about finance,...

 

Friday, June 17, 2016

Pictured is my daughter Erin right after her graduation from Auburn High school a few weeks ago. Certainly one of the happiest days: she graduated in the top 10% and will be heading off to UNL to study chemistry in the fall. She had...

 

Friday, June 10, 2016

Earlier we looked at the ways advisors are compensated, today we will focus on what value you may get for the fees you pay. This post is meant to help you evaluate whether a commission or fee based relationship is correct for you....

 

Thursday, June 2, 2016

One thing we were both adamant about was not borrowing or overspending on the wedding. Sticking to budget on Mimi and my first big project together is a win, and good practice for a lifetime of sticking to the plan.

 

Friday, May 20, 2016

Many people look at their statements and see a list of funds without a line item for expenses. If it is not listed, it must be free, right? Wrong. Today we will look at common fee structures and a new platform called...

 

Friday, May 13, 2016

Overall, I have observed the British are much more “calm” than Americans, especially on the outside. Except at soccer games. So perhaps it’s not surprising that the “Keep Calm and Carry On” saying has its...

 

Friday, May 6, 2016

There are five estate planning documents you may need, regardless of your age, health, or wealth: Durable Power of Attorney Advanced Medical Directives Will Letter of Instruction Living Trust The last document, a living trust, isn't...

 

Friday, April 29, 2016

Over the last few weeks we have looked at SEP & Simple plans for self-employed individuals and business owners. Both plans have their respective benefits and drawbacks. This week we will look at 401(k)s from both the employer and...

 

Friday, April 22, 2016

There are three critical factors in determining Social Security benefits for spouses: length of marriage, work history and the age of both spouses. You need 10 years of work history (40 credits) to qualify for your own benefits, which...

 

Friday, April 15, 2016

Social Security: Where to start? If you are thinking about when and how to draw social security, there are three key things to take away from this article that will be discussed in detail below. Deciding when and how to start drawing...

 

Tuesday, April 12, 2016

A 401(k) is a type of retirement plan offered by employers to employees. 401ks are defined contribution plans, meaning the employee bears all of the investment risk. Typically, employers may offer a matching contribution to encourage...

 

Friday, April 8, 2016

A Savings Incentive Match Plan for Employees of Small Employers (SIMPLE Plan) is a retirement plan specifically designed for small employers. The SIMPLE Plan is probably best described as a replacement savings plan for the discontinued...

 

Tuesday, April 5, 2016

An IRA, or Individual Retirement Account, is an account that allows tax advantaged retirement savings. Traditional IRAs are funded with pre-tax dollars that grow tax-deferred with distributions taxed as ordinary income during...

 

Tuesday, March 29, 2016

If you are self-employed you have likely done most, if not all, job duties in your business; this includes setting up and maintaining your benefits package. Often times people start out as a one person show with no employees, and...

 

Tuesday, March 22, 2016

A stock represents ownership in a company. Stocks are valued in a number of ways. The price to earnings ratio, or PE, is a method of valuation. The PE ratio represents how much you pay for $1.00 of earnings. For example: a PE of 15...

 

Tuesday, March 22, 2016

Some of the best times I have had are the times I have planned to give back—to my community, church, school, and others in general. Whether it has been a monetary gift or an act of service, joining donors and fellow volunteers to...

 

Friday, March 18, 2016

What is an initial public offering? When companies are started, they are often privately held, meaning a group or an individual own the entire company. As the company grows, the owners may sell portions of their ownership or the...

 

Tuesday, March 15, 2016

8 Questions to Consider Prior to Retirement Many people think of retirement as the day they no longer have to work. It is much more than that: Retirement is the time in your life you have worked so many years to reach. It is a time...

 

Friday, March 11, 2016

Stock Indexes: An index is a collection of stocks representing its focus. Indexes are used to benchmark overall category price and performance. Two much publicized indexes are the Standard & Poor’s 500 and the Dow Jones...

 

Friday, March 4, 2016

Over the next several weeks, we will take a look at the basics, answering questions that build a foundation of knowledge about all things financial. What is the difference between a stock and a bond? Stocks and bonds are the building...

 

Sunday, February 21, 2016

Paying for your children’s or grandchildren’s college education may feel overwhelming at times. Today we are going to break down the planning and decision making process. To begin, the earlier you start planning, the better...

 

Tuesday, February 16, 2016

By reading this you are either already saving for retirement or considering it. Today’s post will begin to address what saving vehicles are appropriate for retirement, next week we will look at college and emergency funds,...

 

Friday, January 29, 2016

2016 is off to a rough start for most equity investments. An increase in volatility and seeing negative performance can cause some retirement savers to feel fear or even panic. While these are common emotional reactions, it is...

 

Friday, December 18, 2015

As a quick update in between our normal blog posts, we have been busy the last few weeks! Please see the press release copied below: Nebraska City, Nebraska, 12/15/15 – Kiel VanderVeen-CFP®, Wealth Manager at VanderVeen & Goracke...

 

Friday, December 4, 2015

Today is the start of the VG Blog. While there has been much written this year about the Federal Reserve, volatility, interest rates, oil, and currencies; we will not add to the short-term banter, forecasts, or predictions. Instead,...